Finance & Investing
Finance & Investing Calculators
Plan borrowing, saving, investing, pay, and major money decisions.
107 tools
Related growth hubs
Start with the hub when you want a decision path, not just one calculator.
50 30 20 Budget Calculator
50/30/20 budget calculator: split after-tax income into needs, wants, and savings.
529 College Savings Calculator
529 college savings calculator: projected value of monthly contributions.
Annuity Payout Calculator
Annuity payout calculator: monthly income from a lump sum at a fixed rate.
Balloon Payment Calculator
Balloon payment calculator: monthly payment plus final balloon balance.
Boat Loan Calculator
Boat loan calculator: boat and RV loan payment.
Budget Planner Calculator
Budget planner calculator: monthly income minus fixed costs and spending.
Business Loan Calculator
Business loan calculator: SBA-style loan payment.
Capital Gains Calculator
Capital gains calculator: tax on an asset sale from sell price, cost basis, and your capital gains rate.
Child Care Cost Calculator
Child care cost calculator: annual cost of daycare or nanny care.
College Cost Calculator
College cost calculator: four-year total cost with tuition inflation.
Credit Utilization Calculator
Credit utilization calculator: credit score impact from balances vs limits.
Debt Avalanche Calculator
Debt avalanche calculator: pay off highest-interest debt first to minimize interest.
Debt Consolidation Calculator
Debt consolidation calculator: current debts vs one consolidation loan.
Debt Free Date Calculator
Debt free date calculator: payoff timeline at a monthly payment.
Debt Snowball Calculator
Debt snowball calculator: pay off debts smallest-first with extra payments.
Dividend Yield Calculator
Dividend yield calculator: yield from annual dividends per share and price, plus income for your shares.
EBITDA Calculator
EBITDA calculator: earnings before interest, taxes, depreciation, amortization.
EOQ Calculator
EOQ calculator: economic order quantity for inventory.
Estate Tax Calculator
Estate tax calculator: federal estate tax above the lifetime exemption.
FHA Loan Calculator
FHA loan calculator: payment with mortgage insurance premium (MIP).
FSA Calculator
FSA calculator: tax savings and what you risk with use-it-or-lose-it.
Federal Income Tax Calculator
Federal income tax calculator: 2026 federal brackets with standard deduction.
GDP Calculator
GDP calculator: gross domestic product from consumption, investment, government, and net exports.
Gift Tax Calculator
Gift tax calculator: taxable gifts above the annual exclusion.
Gross Margin Calculator
Gross margin calculator: profit margin and markup from revenue and cost of goods sold.
Gross Up Calculator
Gross up calculator: convert a net pay or budget target to gross pay including taxes.
HSA Tax Savings Calculator
HSA tax savings calculator: what an HSA contribution saves you in federal income tax.
Interest Only Loan Calculator
Interest-only loan calculator: IO payments then full amortization.
Interest Rate Calculator
Interest rate calculator: solve for the rate between present and future value.
Investment Fee Calculator
Investment fee calculator: the real cost of annual fees on long-term returns.
Investment Growth Calculator
Investment growth calculator: future value with monthly contributions and compound interest.
Local Income Tax Calculator
Local income tax calculator: which states levy county or city income taxes.
Market Cap Calculator
Market cap calculator: company value from shares and price.
Mortgage Escrow Calculator
Mortgage escrow calculator: monthly escrow payment from annual property tax and insurance.
Mortgage Payoff Calculator
Mortgage payoff calculator: payoff date and interest saved with extra payments.
Net Present Value Calculator
Net present value calculator: NPV of a yearly cash flow at a discount rate.
PE Ratio Calculator
PE ratio calculator: price-to-earnings from price and EPS.
Payout Ratio Calculator
Payout ratio calculator: dividends as a share of earnings.
Personal Loan Calculator
Personal loan calculator: monthly payment with origination fee.
Rent Split Calculator
Rent split calculator: divide rent fairly by each roommate's income.
Retirement Withdrawal Calculator
Retirement withdrawal calculator: safe annual and monthly withdrawals from a portfolio using the 4% rule.
Return on Investment Calculator
Return on investment calculator: ROI from cost and gain.
Rule of 72 Calculator
Rule of 72 calculator: how many years to double your money at a given rate.
Sales Tax Calculator
Sales tax calculator: state base rate and total on a purchase.
Sales Tax by ZIP Code
Sales tax by ZIP code: see the candidate states, base rate, and local ceiling for any US ZIP.
Social Security Break Even Calculator
Social security break-even calculator: at what age claiming later pays off vs claiming at 62.
Social Security Tax Calculator
Social Security tax calculator: how much of your benefit is taxable (50% or 85% rule).
Stock Return Calculator
Stock return calculator: total return including dividends.
Subscription Cost Calculator
Subscription cost calculator: the real annual cost of your recurring subscriptions.
T-Bill Yield Calculator
T-Bill yield calculator: discount yield from face value, price, and days to maturity.
Term Life Insurance Calculator
Term life insurance calculator: coverage need using the DIME method.
Unit Price Calculator
Unit price calculator: price per unit to compare package sizes.
VA Mortgage Calculator
VA mortgage calculator: VA loan with funding fee, no PMI.
Wash Sale Calculator
Wash sale calculator: disallowed loss and adjusted basis after a repurchase.
1099 Income Tax Calculator
Estimate 2026 self-employment tax at the 15.3% SECA rate on 92.35% of net 1099 earnings plus a quarterly planner.
401k Employer Match Calculator
Estimate employee contributions, employer match, unclaimed match, and per-paycheck amounts.
APR & Effective Interest Calculator
Estimate payment, fee-adjusted APR, effective annual rate, and total finance cost.
APY Calculator
Convert a nominal annual interest rate and compounding frequency into annual percentage yield.
After Repair Value Calculator
Estimate after-repair value (ARV) of a fix-and-flip property using comparable sales. Enter comps and see the blended estimate.
Auto Loan Calculator
Estimate an auto loan payment, amount financed, total interest, and year-by-year balance.
Break-Even Ratio Calculator
Calculate the break-even ratio for a rental property. See what share of income is consumed before cash flow turns positive.
CAGR Calculator
Calculate compound annual growth rate from starting value, ending value, and elapsed years.
Cap Rate Calculator
Calculate the capitalization rate on a rental property. Enter property value and net operating income (NOI) for unlevered yield.
Cash-on-Cash Return Calculator
Calculate cash-on-cash return on a rental property. Enter annual cash flow and total cash invested for yield on the cash you put in.
Closing Cost Calculator
Estimate closing costs on a home purchase. Enter price, down payment, and typical fee percentages for an itemized total.
Compound Interest Calculator
Calculate compound interest with recurring contributions.
Crypto Profit Calculator
Calculate crypto profit and ROI with fees.
DSCR Calculator
Calculate the debt service coverage ratio (DSCR) for a rental property. Enter net operating income and annual debt service.
Debt Payoff Calculator
Estimate one debt's payoff timeline and compare a fixed payment with an extra-payment scenario.
Debt-to-Income Ratio Calculator
Calculate your front-end and back-end DTI ratio from monthly income, housing, and debt payments. Free, private, no signup.
Down Payment Calculator
Calculate your down payment, loan amount, closing costs, and cash needed to close in percent or dollar-amount mode.
Fix and Flip Profit Calculator
Project full profit on a fix-and-flip. Enter purchase, rehab, holding and selling costs, and after-repair value.
Future Value Calculator
Project the future value of a starting balance and recurring monthly contributions.
Gross Rent Multiplier Calculator
Calculate the gross rent multiplier (GRM). Enter property price and annual rent for the 10-second income screen.
Inflation Impact Calculator
Model future cost and purchasing-power erosion from an editable constant annual inflation assumption.
Loan-to-Value Calculator
Calculate your loan-to-value (LTV) ratio. Enter loan amount and property value to see equity position and PMI risk.
Lump Sum Vs Dca Calculator
Compare investing a lump sum now versus dollar-cost averaging the same money monthly. See which strategy wins at your time horizon and return.
Maximum Allowable Offer Calculator
Calculate the maximum allowable offer (MAO) for a flip using the 70% rule. Enter ARV, rehab, and holding costs.
Mortgage Affordability Calculator
Find an affordable home price from income, debts, down payment, rate, taxes, insurance, HOA, and your DTI cap.
Mortgage Overpayment Calculator
See how extra monthly payments or a one-time lump sum cut years off a mortgage and save interest. Enter loan, rate, term, and overpayments for a private estimate.
Mortgage Payment Calculator
Estimate your monthly mortgage payment including principal, interest, taxes, and insurance. Enter loan amount, rate, and term for a full breakdown. Private.
Mortgage Refinance Break-Even Calculator
Compare old and new mortgage payments and estimate refinance break-even time.
Net Operating Income Calculator
Calculate net operating income (NOI) for a rental property. Enter rental income and operating expenses, before the mortgage.
Paycheck After Tax Calculator
Estimate take-home pay on a 65000 salary with 2026 federal brackets, 6.2% Social Security, and 1.45% Medicare plus state planning.
Percentage Calculator
Calculate percentages, increases, and changes instantly.
Price-to-Rent Ratio Calculator
Calculate the price-to-rent ratio. Enter home price and annual rent to see the classic buy-vs-rent market signal.
Real Estate Cash Flow Calculator
Estimate your monthly real estate cash flow. Enter rental income and all operating costs to see positive or negative cash flow. Private.
Rent vs. Buy Calculator
Compare modeled buyer equity with a renter investment portfolio using explicit monthly cash flows.
Rent-to-Value Calculator
Calculate the rent-to-value ratio and the 1% rule. Enter property value and monthly rent to screen a rental fast.
Rental Property ROI Calculator
Estimate total return on a rental property. Combine cash flow, loan paydown, and appreciation over your holding period.
Rental Yield Calculator
Calculate gross rental yield. Enter property price and annual rent for the quick first-pass screen on a rental.
Retirement Planning Calculator
Project retirement savings, inflation-adjusted value, contributions, and a planning withdrawal estimate.
Salary Raise Calculator
Convert a pay raise into new annual, monthly, weekly, and hourly compensation.
Savings Goal Calculator
Calculate the monthly deposit needed to reach a savings goal with an editable APY and deadline.
Savings Growth Calculator
Savings calculator for monthly compound growth. Enter an amount, annual rate, and years to estimate your future savings value.
Share Profit Calculator
Calculate stock profit, ROI, and per-share returns.
Student Loan Payoff Calculator
Student loan payoff calculator: estimate your payoff months and see whether your monthly payment covers student loan interest.
Vacancy Rate Impact Calculator
Stress-test rental cash flow against vacancy. Enter normal cash flow and vacancy rate to see how lost rent eats your return.
Average Share Cost Calculator
Calculate weighted average share cost, total shares, cost basis, and unrealized gain.
Balance Transfer Savings Calculator
Compare keeping credit-card debt with transferring it to a promotional APR after fees.
Credit Card Payoff Calculator
Estimate credit-card payoff time and interest from balance, APR, and monthly payment.
DCA Investment Calculator
Estimate recurring-investment growth, contributions, and gains using monthly compounding.
Dividend Reinvestment Calculator
Estimate portfolio growth when dividends are reinvested with editable yield and price growth.
Emergency Fund Calculator
Estimate an emergency-fund target, current gap, and time needed to reach it.
Gold, Silver & Precious Metals Price Calculator
Live gold, silver, platinum, and palladium spot prices plus a precious-metals and rare-earth element lookup with atomic numbers, weights, and uses.
Loan Comparison Calculator
Compare monthly payment, total interest, and total cost for two fixed-rate loans.
Rent Affordability Calculator
Estimate affordable rent using your income, chosen cap, debt, and savings. Your suggested maximum is the lower of the income cap or cash available.